Special Issue – UMM Master Awards 2014
Savings and Development 2015, No. Special Issue – UMM Master Awards 2014, pp. I-IV
2015 Special Issue – UMM Master Awards 2014
Article Full TextHow do innovative banking channels reduce costs in downscaling?
Eike Haas
Savings and Development 2015, No. Special Issue – UMM Master Awards 2014, pp. 1-41
This paper analyzes and quantifies cost structures of agent-assisted banking beyond branches channels (ABCs) and compares them to the costs of branch channels1. This addresses a gap in the existing literature. The qualitative review finds that ABCs [...]
Loan officers and clients’ over-indebtedness prevention. The case of Banco Adopem
Joana Silva Afonso
Savings and Development 2015, No. Special Issue - UMM Master Awards 2014, pp. 43-75
Loan officers act as the interface between microfinance institutions and clients, and as previous research has shown, they are particularly relevant in the screening and recovery phases. Given that these two stages of the credit process are [...]
The effects of subsidised micro health insurance on insurance demand and welfare outcomes in rural Burkina Faso
Lisa Oberländer, Michael Schleicher, Germain Savadogo, Aurélia Souares, Rainer Sauerborn and Stefan Klonner
Savings and Development 2015, No. Special Issue - UMM Master Awards 2014, pp. 77-139
This paper evaluates the impact of a 50 per cent subsidy on micro health insurance in Burkina Faso. Applying a sharp regression discontinuity design, we found, first, that the subsidy doubled insurance enrollment, implying that poor households’ [...]
