Financial Exclusion

Understanding financial abandoning from a micro perspective: policy responses to promote inclusion in India

M. Mahadeva
Savings and Development Vol. 33(2009), No. 4, pp. 405-430

Financial inclusion measures initiated in India to contain financial abandonment have hardly taken the demand side factors at grass roots level into consideration. The authorities of implementation, including the Reserve Bank of India, operate under [...]

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Financial exclusion: what drives supply and demand for basic financial services in Ghana?

Eric Osei-Assibey
Savings and Development Vol. 33(2009), No. 3, pp. 207-238

The majority of people in Sub-Saharan Africa does not have a basic bank account and are financially excluded from mainstream financial services. This paper examines factors that drive geographic exclusion of banking services to rural communities [...]

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