Microcredit in the context of political and fiscal economic development

Ayako Iba
Savings and Development 2015, No. Special Issue – UMM Master Awards 2015

A growing number of developing countries are decentralizing, but is decentralization capable of creating a more enabling environment for pro-poor programs? This paper uses microcredit as an example of such a service and employs OLS regressions to [...]

Article Full Text

Financial and social performance of Senegalese MFIs: a comparative analysis of the effects of a default rate increase

Ndiouma Ndour and Eric Paget-Blanc
Savings and Development Vol. 38(2014), No. 1, pp. 45-67

The article focuses on the quality of the loan portfolio of microfinance institutions (MFIs) in Senegal. The study was designed to assess the effect of the increase in non-performing loans (NPLs) on financial and social performance of MFIs and to [...]

Article Full Text

Loan officers and clients’ over-indebtedness prevention. The case of Banco Adopem

Joana Silva Afonso
Savings and Development 2015, No. Special Issue - UMM Master Awards 2014, pp. 43-75

Loan officers act as the interface between microfinance institutions and clients, and as previous research has shown, they are particularly relevant in the screening and recovery phases. Given that these two stages of the credit process are [...]

Article Full Text

Combined microfinance: a conceptual approach revealing relevant knowledge gaps

Koen Rossel-Cambier
Savings and Development Vol. 34(2010), No. 1, pp. 73-95

Globally, many microfinance schemes (MFIs) are gradually shifting their focus from loans-only to multiple financial products, including insurance and savings. This phenomenon, which could be described as combined microfinance (CMF), has received [...]

Article Full Text