Analyse de la derive de mission des IMF a partir des criteres de selection

Mawuli Couchoro and Arvind Ashta
Savings and Development Vol. 40(2016), No. 1, pp. 103-123

L’originalité de ce papier réside dans l’utilisation des contreparties des crédits reposant soit sur la garantie matérielle ou physique, soit sur la garantie humaine comme indicateurs de dérive de mission. Cette méthodologie se base sur le [...]

Article Full Text

Perceived basis risk and the heterogeneous demand for weather derivatives in Southern Ethiopia

Davide Castellani
Savings and Development Vol. 39(2015), No. 1, pp. 1-35

This paper investigates the role of basis risk in decisions to buy derivatives that protect against drought risk. We conducted a discrete choice experiment on a sample of Ethiopian farmers. The results suggest that there is an inverted U-shaped [...]

Article Full Text

The value of skills training in the improvement of socio-economic status of microfinance beneficiaries: A case study at Grameen Ghana

Abdul-Nasiru Iddrisu Alhassan
Savings and Development 2015, No. Special Issue – UMM Master Awards 2015

This paper examines the effect of skills training on the beneficiaries of microfinance in the Northern Region of Ghana. The main interest of the study is to look into how skills training combined with microfinance enhances beneficiaries’ ability [...]

Article Full Text

Microfinance efficiency in West African Economic and Monetary Union (WAEMU): have reforms promoted sustainability or outreach?

Sandrine Kablan
Savings and Development Vol. 38(2014), No. 1, pp. 89-111

Our study aims to assess the evolution of social efficiency and financial efficiency of MFIs (microfinance institutions) in West African Economic and Monetary Union (WAEMU). Our results suggest that financial efficiency increases at the expense of [...]

Article Full Text

The determinants of financial performance of microfinance institutions in Morocco: a panel data analysis

Lahcen El Kharti
Savings and Development Vol. 38(2014), No. 1, pp. 27-44

This paper studies the determinants of financial performance of microfinance institutions (MFIs) in Morocco. Results show that the Portfolio at Risk (PAR30) and the age of the MFIs are the main determinants of financial performance of these [...]

Article Full Text

Innovative flexible products in microfinance

Carolina Laureti and Michael Hamp
Savings and Development Vol. 35(2011), No. 1, pp. 97-129

The paper describes innovative microfinance products that combine flexibility features with financial discipline. Those are microsavings, microcredit and microinsurance products and they come from microfinance institutions worldwide. This review [...]

Article Full Text

Microfinance institutions on the remittances market: do money transfer activities generate deposits?

Ritha Sukadi Mata
Savings and Development Vol. 35(2011), No. 1, pp. 75-95

Microfinance institutions (MFIs) are expected to succeed in transforming migrants’ remittances into deposits. Based on an original database including 114 MFIs from Africa, South Asia, Latin America and the Caribbean, and East Asia and the Pacific, [...]

Article Full Text

Sensitivity of loan size to lending rates evidence from Ghana’s microfinance sector

Samuel Kobina Annim
African Review of Money Finance and Banking 2010, pp. 85-107

This study examines the combined effect of interest rates and poverty levels of microfinance clients on loan size. Cross section data on 1800 households (698 clients and 1102 non-clients) from Ghana is used to test the hypothesis of loan price [...]

Article Full Text

La réglementation a-t-elle un impact sur les performances de la microfinance? Le cas du Cameroun

Jean Pierre Fouda Owoundi
African Review of Money Finance and Banking 2010, pp. 29-58

Microfinance regulation is currently a highly debated topic in view of the increasing interest on the issue by the international community. In this paper we investigate its impact on performance of microfinance institutions using OLS regressions [...]

Article Full Text

Credit risk in microcredit: how does gender matter?

Mathias Schmit and Helena Marrez
Savings and Development Vol. 34(2010), No. 3, pp. 369-388

This paper is the first to analyze the credit risk of a microfinance institution based on the loan portfolio of a leading Maghrebian MFI, both in terms of number of clients served and of portfolio size. This allows us to work with a proprietary data [...]

Article Full Text