Savings

A microeconometric analysis of household savings determinants in Morocco

Touhami Abdelkhalek, Florence Arestoff, De Freitas and Sabine Mage
African Review of Money Finance and Banking 2010, pp. 7-27

This article provides an analysis of the microeconomic determinants of household savings behaviour in Morocco according to geographical household residence. Descriptive statistics seem to indicate a similar savings pattern in both rural and urban [...]

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Demographic structure and private savings in selected countries of the Oceania region

Azmat Gani and Jehad Yasin
Savings and Development Vol. 34(2010), No. 2, pp. 253-267

This paper tests the life cycle hypothesis that private saving rises with a higher percentage of population working and falls by higher percentages among the young and the retired, using the case of selected Pacific Island countries. Our results [...]

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Easing poverty through thrift

Adams. Dale W.
Savings and Development Vol. 33(2009), No. 1, pp. 73-85

In times past thrift was encouraged while debt was condemned. But more recently the notion of debt has replaced thrift as the way to ease poverty. A few recent examples demonstrate that poor people can and will save if given proper opportunities and [...]

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Is there a difference in poverty outreach by type of microfinance institution? Country studies from Asia and Latin America

Manfred Zeller and Julia Johannsen
Savings and Development Vol. 32(2008), No. 3, pp. 227-269

Microfinance is often seen as an effective tool to reach the poor, yet there is a paucity of studies on the poverty level of microfinance clients, differentiated by type of microfinance institution. This paper seeks to make a contribution in closing [...]

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Interest rate reforms, financial depth and savings in Tanzania: a dynamic linkage

Nicholas M. Odhiambo
Savings and Development Vol. 32(2008), No. 2, pp. 141-158

In this paper, the impact of interest rate reforms on financial deepening and savings in Tanzania is examined using two models, namely the financial deepening model and the savings model. Using cointegration and error-correction techniques, the [...]

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